Once you've set up your goals, it's important to periodically review and update them to ensure they align with your real-life goals.
If you need to make changes to a goal, such as updating the end date or target amount, follow these instructions:
- On a web browser: Select the goal from the left menu, then click the "Settings" tab. Here, you can edit your goal details.
- In the mobile app: Select the goal from the home page, then tap "Settings" in the upper right corner. Here, you can edit goal details.
For each goal, you can change:
- Goal name—what you choose to call a goal. Note that you cannot edit the name of an IRA.
- Goal image–select an image that represents your goal.
- Goal type—the purpose of your goal.
- Goal term—the amount of time until you expect to use the funds.
- Target amount—how much you’d like to have saved by the end of the term.
- Target allocation—the ratio of stocks and bonds in the portfolio.**
- Portfolio strategy–determine the investment strategy for achieving your goal.
**Taxable, HSA, and IRA portfolios target a small operational cash allocation held at Program Banks that does not earn interest; when there are fees, withdrawals, or other portfolio management actions in a client’s account, this cash will be used first, reducing the need to sell securities to cover smaller transactions. Actual holdings will vary.